Need
a Loan? Schuylkill Federal Credit
Union can help!
 Your
credit union offers members a wide variety of loan programs for
different needs.
See our Current Loan Rates below for
rate and disclosure information on these services.
Our loan
programs include:
-
Visa Credit Cards
-
New and Used Vehicle Loans
-
Home Equity Loans
-
First Mortgages
-
First Time Homebuyer Mortgage
-
Share and CD Secured Loans
-
Signature Loans
-
Student Loans
-
Land Loans
To apply for a loan, simply
stop in the office for an application. You may also call or email a
request for an application to be mailed to you. Automatic payment is available
with any of our loan services.
Loan
Rates
| Loan Type |
Maximum
Term |
APR |
| New Vehicle* |
72 Months
|
5.5% -12.50%
|
| Used Vehicle* (
Two years or newer
) |
60 Months
|
6.0% - 14.50%
|
| Used Vehicle* (
Three/Four Years old
) |
48 Months
|
7.0% - 14.50%
|
| Used Vehicle* (
Four Years or older
) |
48 Months
|
7.5% - 14.50%
|
| Home Equity Loan* |
60 Months
|
5.75% - 10.50
|
| Home Equity Loan* |
120 Months
|
6.50% - 11.25%
|
| First Mortgage Loan |
15 Years
|
7.00%
|
| First Mortgage Loan |
20 Years
|
7.25%
|
| Share Secured Loans |
--
|
4.50%
|
| CD Secured Loans |
--
|
CD Rate + 3.00%
|
| Visa Card (Purchase) |
--
|
12.90%
|
| Visa Card (Cash Advance) |
--
|
15.00%
|
| Signature Loans* (
Up to $5,000
) |
Up to 60 Months
|
7.0% - 16.50%
|
| Land Loan |
60 Months
|
7.50%
|
* The actual APR for these
loans is determined by a member's credit history. Please contact the
credit union for a specific rate.
To calculate your loan
payment, please enter the amount you wish to borrow, the number of years
of the loan, and the interest rate. (Note: Calculated payments
do not include credit life or disability insurance.)
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|
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.
Copyright © 2004 -
Pennsylvania Credit Union Association
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